হংকংয়ের স্টেবলকয়েন আইন ২০২৫

##অসাধারণ ଚটপটি:

2025-এর August-এ, Hong Kong-এ financial rules-এর update-টি global digital assets-এর playbook-টি rewrite-করছে। Stablecoin Ordinance -টি law -হিসাবে enforce -হচ্ছে—যা world-first comprehensive regulation for stablecoins।

✅ Capital requirement: Non-banks HK$25 million liquid reserve (cash or short-term bonds) hold korte hobe। ✅ Tech accountability: Smart contracts monthly audit; reserve addresses Chainlink/Oracle network er maddhome live-monitor hobe। ✅ No interest gimmicks: Bank-beside issued tokens-এ interest pay kora prohibited—”stable” token as savings account eke bharso jabe na।

This is not compliance theater—this is structural rigor. Even I—the skeptic—now believe regulators are catching up.

Who Gets In? Not Everyone (But You Might)

Sandbox early 2025: JD Coin Chain Tech (JD-HKD), Ant Group’s arm, Standard Chartered, Hong Kong Telecom with HKDG.

But indirect beneficiaries? Take Bai Sha Da Holdings (01168.HK)—they’re custodians for major banks in Ensembl Sandbox. Market cap: HK$19.7 billion—but their role as “compliant pipelines” not yet reflected.

Or Sifang Jingchuang (300468.SZ)—built payment rails used by HSBC and Standard Chartered. FINNOSafe platform Q1 2025 orders increased by 230%.

These aren’t just companies—they’re ecosystem enablers.

Real Use Cases: Where Stability Meets Reality

🔹 JD-HKD cross-border settlement between Chinese suppliers & Southeast Asian buyers test korechhe—with transaction time drop from days to seconds and cost slashed ~90%。 The CEO said: “After B2B payments come C-to-C.” So your next vacation booking could be in JD-HKD without exchange fees.

🔹 Ant Group’s Jovay blockchain $320M renewable energy charging station revenue tokenized। Investors buy USD-backed yield-generating stablecoins on HashKey Exchange at 4.2% annual return—all compliant with AML/KYC.

Yes—it happens legally when done right.