Bakit Nangyari ang $20M Crypto Scam?
Ang Bangko Na Hindi Nakakita ng Babala
Nakatanda ako noong una kong gumawa ng smart contract nang walang tulog—nagtataka, maingat, takot sa isang maliit na semicolon. Ngunit narito ang katotohanan: ang tunay na sistema ay nabigo din. Hindi dahil sa bug sa code, kundi dahil sa katahimikan sa paghuhusga.
Si Michael Zidell ay hindi nawala ang \(20 milyon dahil reckless. Nawala ito dahil pinabayaan ni Citigroup ang mga signal habang may 43 suspicious na transaksyon—kabilang ang halos \)4 milyon pinaabot sa Guju Inc.
Isang Scam Batay Sa Pagtitiwala at Katahimikan
Simula sa Facebook, hindi Ethereum—isa pang ‘pig butchering’ operation na ipinadara bilang NFT investment gamit si Carolyn Parker. Habang natapos na mag-antok si OpenrarityPro, nakapagpadala na si Zidell ng milyon-milyon pabalik-bahay gamit ang mga account na dapat magbigay ng babala.
Ngunit… wala.
Ang AML system ni Citigroup dapat banggitin ang malalaking transaksyon nang paulit-ulit—lalo na kapag nauugnay sa shell companies tulad ni Guju Inc. Ngunit hindi nila sinuri. Hindi nila hininto. Hindi nila tinanong kung bakit bibigyan ng almost half million dollars nang bahagi-bahagi ang isang negosyo walang rekord.
Bakit Patuloy Pa Ring Nakalimutan Ang Bangko?
Bilang developer na nagbuo ng DeFi protocols para sa mga founder na minsan lang binigyang pansin, alam ko kung gaano kabigat magtatag ng tiwala sa decentralized world. Pero ano’y nakakagulat: sila’y naniniwala pa rin — yung mga institusyon — ay gumagamit pa rin ng outdated guardrails.
Karamihan sa bangko ay tila ginagawa ang blockchain activity parang tradisyonal wire transfer — walang pag-unawa sa digital red flags tulad ng agresibong cross-chain movement o biglaan nga pagkakaunlad ng pera papunta sa dormant accounts.
Ito’y hindi lamang negligence — ito’y institutional blindness laban kayumaging threats na ipinagtuturo naman ni crypto innovators simula pa lang.
Ang Tunay Na Gastos Ay Hindi Pera Lamang — Ito’y Psikolohikal
Hindi mo kailangan maging coder para masaktan dito. Kung nawala mo ang buhay mong pera matapos maniwala kang tinitingnan ka ni bangko? Iyon ay nagbaba talaga ng iba’t iba pang paniniwala — hindi lang tungkol finansya, kundi tungkol seguridad mismo.
Nakasama ako kay babae developers na umalis dahil sinabi nila ‘too emotional’. Ang lawsuit na ito ay hindi lamang legal — ito’y emosyonal na repaso para lahat ng taong minsan lang nararamdaman walay boses kapag tumalki sila.
At oo — minsan pa rin ako sumusuri ng aking transaksyon nang gabi-gabi, tanong-kung ngayon ba may makakapanood bago masyado kalayo?
Ano Ang Maaari Nating Gawin Ngayon — Higit Pa Sa Pagtapon Ng Boto
Kailangan natin mas mahusay na oversight—not just lawsuits, pero real-time monitoring tools integrated across banking and blockchain networks. Imagen mo AML systems trained on chain data streams instead of static forms filled out by exhausted compliance officers.
crypto regulation must evolve—not behind walls, but alongside innovation. At kami—mga builders, users, at dreamers—kailangan humingi ng transparency from institutions that claim to protect us.
Hindi ka paranoid kung tanong mo: ‘Siguro ba nakikita nila yung napapansin ko?’
NeonVox_95
Mainit na komento (4)
เห็นไหมว่าธนาคารใหญ่ๆ เขาไม่ได้ดูแลเงินเราขนาดนั้นหรอก! แค่เห็นการโอนเงินเป็นก้อนใหญ่ๆ ผ่านบัญชีลับ ก็ควรรีบหยุดแล้วใช่มั้ย? แต่ที่ Citigroup กลับเหมือนตาบอดจิตใจ — เงินหายไป $20M ก็ยังไม่รู้ตัว! 😱
อย่างนี้เรียกว่า ‘ปลอดภัย’ เหรอ? ผมเคยวิเคราะห์ตลาดคริปโตที่วัดเจ้าแม่ในกรุงเทพฯ มาแล้วนะ…แต่วันนี้ต้องขอเตือน: อย่าเชื่อธนาคารมากเกินไป!
ถ้าคุณเคยส่งเงินแล้วมานั่งกังวลตอนดึก…คอมเมนต์มาเลย! เราไม่ได้โดดเดี่ยว 🙏💸
Why Banks Are Still Blind to Crypto Scams
Citigroup’s $20M meltdown? Not a coding error—just bad judgment on a napkin.
43 red flags? One billion dollars funneled into Guju Inc.? They didn’t blink.
Meanwhile, I built DeFi protocols while my sleep schedule looked like a crypto chart—still more alert than Citigroup’s compliance team.
You’re not paranoid if your bank doesn’t see what you see. You’re just… not their customer.
Spoiler: The real protocol was never on-chain—it was trust. And it failed.
So next time you send money to a shell company named ‘Guju,’ ask yourself: who’s really watching?
You know what? Let’s debate this in the comments—your turn to roast the bank that slept through the crypto crash.
So Citigroup had AI that could see the warning signs… but chose to nap instead? 🤡 Their AML system was running on ‘zombie mode’ — no alerts, just silence and $20M worth of ‘funneled’ transfers to Guju Inc. Meanwhile, I coded my first DeFi contract at 3 a.m. while sipping cold brew wondering if this was fraud… or just another Tuesday morning dream.
You’re not paranoid if you question it — you’re just awake.
P.S. Who else’s bank still thinks NFTs are just wire transfers? Drop a comment below before I code the next bailout.
O Citigroup não perdeu 20 milhões por burrice — perdeu porque dormiu como um gato na frente do terminal à 2h! Enquanto os desenvolvedores de DeFi faziam smart contracts com café e coragem, eles transferiam dinheiro para uma empresa fantasma chamada Guju Inc. O sistema anti-lavagem? Não existia — só tinha um GIF de um porco sendo esfolhado com ETH na parede da caixa. Quem vai pagar isso? 🤔 Comenta lá embaixo: tu também dormirias assim?
